Ferncroft Business Loans, a small-business funding service in Sheboygan, Wisconsin, serves Plymouth companies by phone and online. ZIP 53073 had 405 employer establishments in 2023, led by retail, food service and other services. This page covers those ZIP figures, buying or improving commercial property in Plymouth, and the funding options local shops and restaurants can compare.
| County | Sheboygan County, Wisconsin |
|---|---|
| Distance | About 12.5 miles W of Sheboygan, WI |
| ZIP 53073 employer establishments | 405 (ZBP 2023) |
| ZIP 53073 paid employees | 8,142 (ZBP 2023) |
Plymouth, WI and ZIP 53073 in Census Counts
ZIP 53073 had 405 employer establishments in 2023, with 8,142 paid employees and about $451.7 million in annual payroll (ZIP Code Business Patterns 2023); 47.7% had fewer than five employees. The City of Plymouth covers 6.3% of the ZIP's land, so the figures include businesses well outside the city.
| Sector (NAICS) | Employer establishments | Share with fewer than 5 employees |
|---|---|---|
| Retail trade | 49 | 40.8% |
| Accommodation and food services | 48 | 35.4% |
| Other services | 44 | 52.3% |
| Health care and social assistance | 43 | 34.9% |
| Manufacturing | 35 | 25.7% |
| Construction | 33 | 51.5% |
| Transportation and warehousing | 30 | 53.3% |
| Professional, scientific and technical services | 25 | 80.0% |
Plymouth, WI Businesses: Shops, Kitchens and Offices
Retail and food service together account for 97 of the ZIP's 405 employer establishments. Those are inventory and equipment businesses: a shop financing stock, a restaurant replacing a cooler or opening a second room. See retail business loans and restaurant business loans.
Professional services look different: 80.0% of the ZIP's 25 professional firms had fewer than five employees. Small accounting, engineering and consulting offices can use a line of credit for the gap between doing the work and getting paid. See accounting firm loans.
Plymouth, WI Commercial Real Estate and Second Locations
Owners who search Plymouth commercial real estate may be deciding whether to lease or buy. Buying an owner-occupied building can be financed with a term loan secured by the property; partners ask for the purchase contract, a valuation and proof the business will occupy the space. Leasing leaves cash for the build-out, which can itself be financed.
Before signing either, confirm that the zoning allows your use and what permits a build-out needs. The process questions are covered in the zoning and permits checklist; Plymouth's own rules are set by the city, so check with its offices directly.
Self-Employment in Plymouth, WI
About 8.3% of employed Plymouth residents were self-employed, plus or minus 3.0 points (American Community Survey 2020-2024), and 3.8% ran incorporated businesses of their own, plus or minus 2.4 points. The margins are wide, so treat both as rough.
Starting a Request From Plymouth, WI
Call (920) 260-6277 or request options online. County figures are on the Sheboygan, WI page; neighboring towns are on the areas served page.
Who Ferncroft Business Loans works with in Plymouth, WI
Ferncroft Business Loans works with Plymouth, WI businesses of most kinds; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock are common examples. The partner, not the industry, makes the decision.
Documents to have ready
- Recent business bank statements (partners often ask for three to six months)
- Last year's filed tax return for the business
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Photo ID for every owner of the business
- Your articles of organization or incorporation and the EIN letter
- A simple schedule of current business debt and monthly payments
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
From first call to a partner's decision
- Reach us at (920) 260-6277 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
From Plymouth, WI, the whole request can run by phone and online.
By Ferncroft Business Loans · Updated