Ferncroft Business Loans, a small-business funding service in Sheboygan, Wisconsin, serves owners in and around Oostburg by phone and online. ZIP 53070 had 122 employer establishments in 2023, and construction accounted for 29 of them. This page covers the ZIP's sector mix, why it points toward working capital and equipment questions, and how to start a request.
| County | Sheboygan County, Wisconsin |
|---|---|
| Distance | About 9.5 miles SSW of Sheboygan, WI |
| ZIP 53070 employer establishments | 122 (ZBP 2023) |
| Construction share of ZIP 53070 employers | 29 of 122 (ZBP 2023) |
Oostburg, WI and ZIP 53070 in Census Counts
ZIP 53070 had 122 employer establishments in 2023, with 2,008 paid employees and about $114.3 million in annual payroll (ZIP Code Business Patterns 2023). Half of them, 50.0%, had fewer than five employees. The village covers 6.7% of the ZIP's land, so these are ZIP figures.
| Sector (NAICS) | Employer establishments | Share with fewer than 5 employees |
|---|---|---|
| Construction | 29 | 41.4% |
| Administrative and support services | 11 | 90.9% |
| Health care and social assistance | 11 | 27.3% |
| Manufacturing | 10 | 30.0% |
| Retail trade | 10 | 50.0% |
| Other services | 9 | 44.4% |
| Accommodation and food services | 8 | 50.0% |
| Transportation and warehousing | 7 | 57.1% |
A Construction-Led ZIP Near Sheboygan, WI
Construction holds 29 of the ZIP's 122 employer establishments, nearly one in four. 41.4% had fewer than five employees (ZBP 2023). A crew that size carries real weekly payroll and owns or rents real equipment.
The administrative and support group is the opposite: 10 of its 11 establishments had fewer than five employees. In this sector the funding need may be equipment such as mowers, vans and supplies.
At about 16.5 employees per establishment by our arithmetic, ZIP 53070 has the smallest average of the six ZIP areas with pages on this site.
Funding Options That Fit an Oostburg, WI Trade Business
- Payroll before a draw or final payment: working capital
- Materials on every job: a line of credit you repay when the customer pays
- Skid steers, trailers, trucks and mowers: equipment financing
- A shop building or a second yard: a term loan
Contractors will find more on funding for contractors and builders, and lawn crews on landscaping business loans.
Self-Employment in Oostburg, WI
An estimated 8.6% of employed Oostburg residents were self-employed, plus or minus 3.4 points (American Community Survey 2020-2024). The margin is wide enough that the true share could sit well above or below the county's 7.9%.
How Oostburg, WI Owners Start
Call (920) 260-6277 or send the online request. County data is on the Sheboygan, WI page, and nearby villages are listed on the areas served page.
Oostburg, WI sectors our partners fund
Owners in Oostburg, WI come from many trades and services, such as contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Partners review each request on its own merits.
Documents to have ready
- Recent business bank statements (partners often ask for three to six months)
- Last year's filed tax return for the business
- A year-to-date profit and loss statement and balance sheet
- Your articles of organization or incorporation and the EIN letter
- A list of existing business debts and payments
- A written quote or invoice if the money is for equipment
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
The steps after your first call
- It starts with a call to (920) 260-6277 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Everything can be handled by phone or online from Oostburg, WI.
By Ferncroft Business Loans · Updated